Manmohan Sharma, 78, was shot in the stomach by the gunman after turning over several dollars in cash.Probably he was angry there wasn't more money, or something. The point is, cooperation does not guarantee safety.
Defending yourself, of course, does not guarantee safety. There are no guarantees in this life. But I refuse to go through life acting like a sheep. You are free to make your own choice, just don't insist that I make the same decision you do.